Progressive Leasing
Lease-to-Own Jewelry & Watches in Amarillo, Texas
Find a piece you love at JB Jewelry and explore a lease-to-own option through Progressive Leasing for select eligible merchandise.
Progressive Leasing is a lease-to-own provider. It is not a JB Jewelry payment plan. If approved and you choose eligible merchandise, Progressive Leasing purchases the item from JB Jewelry and leases it to you. You can become the owner after completing your agreement or using an available early purchase option.
Ownership by rental/lease agreement with Progressive Leasing costs more than the retailer’s cash price. Select items only. Cancel or purchase early at any time. Not available in MN, NJ, WI.
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A Different Way to Shop for Eligible Jewelry
Lease-to-Own Option
Choose eligible jewelry or watches at JB Jewelry and review a lease-to-own agreement through Progressive Leasing before making your decision.
No Credit Needed*
Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.
Decision After You Apply
Complete an application with Progressive Leasing and receive a decision before choosing your eligible merchandise.
Take Your Item Home
After your agreement is complete, eligible in-store items may be available to take home the same day.
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How It Works
1. Apply With Progressive Leasing
Complete your application online or in-store through Progressive Leasing.
2. Shop Eligible JB Jewelry Merchandise
If approved, choose from eligible jewelry and watches available at JB Jewelry.
3. Review Your Agreement
Before signing, review your lease-to-own agreement carefully. It will explain your payment schedule, lease-to-own total, ownership options, and other terms.
4. Complete Your Lease Checkout
Once your agreement is signed, you can take home eligible merchandise or arrange delivery when available.
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What You May Need to Apply
To apply with Progressive Leasing, you may need:
- To be at least 18 years old
- A valid Social Security Number or ITIN
- An open, active checking account
- A credit or debit card
- Your selected item from JB Jewelry
Approval amounts and eligibility are determined by Progressive Leasing. Not all items are eligible for lease-to-own.
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90-Day Purchase Option
A 90-day purchase option may be available through your Progressive Leasing agreement.
Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer’s cash price, except a 3-month option in California. To purchase early or cancel a lease, call Progressive Leasing at 877-898-1970. JB Jewelry cannot activate early purchase options.
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Important Things to Know
- Progressive Leasing owns the merchandise during the lease period.
- You do not own the item until you complete all required lease payments or use an available early purchase option.
- Lease-to-own costs more than JB Jewelry’s cash price.
- Terms, payment amounts, payment frequency, and total lease-to-own cost are provided in your agreement before you sign.
- You may cancel your lease and return the merchandise according to your Progressive Leasing agreement.
- For questions about payments, your agreement, cancellations, returns, or early purchase options, contact Progressive Leasing directly at 877-898-1970.
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