Acima Leasing

Lease Your Jewelry Today, Own It Over Time

Find the jewelry, watch, or gift you love at JB Jewelry and explore a lease-to-own option through Acima Leasing.

Acima Leasing gives qualifying customers another way to get the items they want through a lease-purchase transaction.

Shop without using credit*

*Not a credit transaction. Approval will require review of consumer reports.

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How It Works

1. Choose your item
Select the jewelry, watch, or other eligible item you would like to lease from JB Jewelry.

2. Apply with Acima Leasing
Complete an application with Acima Leasing to see whether you qualify for a lease-to-own transaction.

3. Review your lease agreement
If approved, carefully review the lease agreement before signing. Your agreement will explain your payment schedule, lease terms, early purchase options, and total cost.

4. Take home your item
Once your lease agreement is complete, you can take home your selected item and make your scheduled lease payments directly through Acima Leasing.

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Important Information

Acima Leasing is a lease-to-own transaction. It is not a loan, credit sale, financing agreement, or extension of credit.

Approval requires review of consumer reports. Lease terms, payment amounts, eligibility, early purchase options, and ownership conditions are determined by Acima Leasing and will be provided in your lease agreement.

Please review all agreement details before signing.

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Frequently Asked Questions

Is Acima Leasing a loan or financing?

No. Acima Leasing is a lease-to-own or lease-purchase transaction. It is not a loan, credit transaction, or financing agreement.

Do I need perfect credit?

Acima Leasing reviews consumer reports as part of its application process. Approval is not guaranteed.

Can I use Acima Leasing on jewelry and watches?

Eligible JB Jewelry merchandise may be available for lease through Acima Leasing. Ask a team member in-store for details.

Who handles my lease payments?

Your lease agreement and scheduled payments are handled directly through Acima Leasing.